A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.